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Philadelphia, 12 January, 1794.

MY DEAREST FRIEND,

KNOWING your taste for political speculations, I send you a couple of pamphlets for your amusement. The American production is said to have been writ ten by a senator from Virginia, Mr. Taylor ; I know not how truly. It is like his style, spirit, opinions, and sentiments.

There is too much foundation for some of his observations ; but, although he has told some truth he has not told the whole truth, and he has told some thing that is not truth. One Bank of the United States, with its branches strictly limited in its operations, would be useful, but the State legislatures have multiplied banks to such a degree that one knows not how far the evil has already gone, nor where it will stop.

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